[Karachi – 01 Jan 2026]- Neem Paymenow is proud to announce a landmark partnership with K-Electric
(KE), Pakistan’s only vertically integrated power utility, to provide Shariah-compliant earned-wage
access to K-Electric employees. K-Electric serves more than 3.8 million customers across a vast network.
These individuals are not only skilled professionals but essential community heroes who repair faults,
maintain complex systems, and respond to urgent issues so that Karachi continues to function smoothly.
With Neem Paymenow, KE’s workforce can now access a portion of their earned salary. This flexibility
will help employees manage everyday expenses or unexpected situations without relying on costly loans
or waiting for payday. Finding a solution that could integrate seamlessly with KE’s payroll system at no
cost to the employer was critical. Neem Paymenow proved to be the perfect fit, eliminating concerns
about setup complexity, data accuracy, and administrative burden.
“We are delighted to enable earned wage access through our collaboration with Neem. This partnership
is more than just a benefit. It gives true financial flexibility and empowers our People” said Muhammad
Rizwan Dalia, Chief People Officer at K-Electric.
Neem Paymenow will also execute a major enabling and financial awareness campaign in collaboration
with K-Electric management to fully onboard every employee on the solution. This will include guiding
employees through a step-by-step process in their preferred language, from app registration to
accessing their salary. The goal is simple: to ensure every user feels supported, confident, and ready to
use the service from day one.
“Our partnership with K-Electric bridges a critical gap, giving the very people who power Karachi the
financial flexibility they rightfully deserve. These are not just employees; they are the lifeline of our city’s
energy system,” said Niran Rehman, GM & Founding partner at Neem Paymenow
This collaboration strengthens KE’s mission to modernise its infrastructure while supporting the financial
resilience of the people who keep Karachi powered. With Neem Paymenow, their employee will gain
access to a reliable, secure solution that makes a tangible difference in their daily lives.















